# B_biblio :  참고문헌 (bibliography) 


 - Seegmiller, S (1996), Karachay, Muchen -Necastle: Lincom Europa
 - Havichev, M (1996), Karchaevo-balkarskiy yazyk, in Vinogradod (eds.) Yazyki narodov mira, Moskva: Nauka
 - Chechenov, A & I Akhmatov (1997) Karachaevo-balkarskiy yazyk, in 논문집: Yazyki narodov SSSR,